VA home loan certificate
Learn how to request a Certificate of Eligibility for a VA backed home loan.
Visit the official program website →Before you begin
Qualifying service requirements apply. Some surviving spouses may qualify. A COE establishes benefit eligibility; it is not loan approval.
Follow these steps
This is a preparation guide. Follow the provider’s current instructions for the complete requirements.
- 1
Step 1
Check the official service or surviving spouse eligibility requirements.
- 2
Step 2
Review the evidence needed for your service category.
- 3
Step 3
Request your COE through VA or ask a participating lender for help.
- 4
Step 4
Review next steps with a lender; a COE does not guarantee financing.
Official website and application information
Open VA.gov to review current requirements and use the official application options. Military Compass does not submit your application.
Read this program on VA.gov →Source: https://www.va.gov/housing-assistance/home-loans/how-to-request-coe/
Reviewed October 29, 2026. Eligibility and approval are determined by the provider.