Federal student loan disability discharge
What to know
Learn about Total and Permanent Disability discharge for qualifying federal loans and TEACH Grant obligations.
Eligibility and limits
Under the VA pathway, a 100% service connected disability determination or individual unemployability may qualify. Other pathways have different requirements. Review effects and future borrowing rules before deciding.
Visit Federal Student Aid →Your next steps
- 1
Step 1
Read Federal Student Aid’s eligibility and application guidance.
- 2
Step 2
Check your qualifying determination and whether you received an automatic discharge notice.
- 3
Step 3
Review the loans or obligations covered and applicable future borrowing conditions.
- 4
Step 4
If needed, apply through StudentAid.gov with the required documentation.
Official information
Open the official website →Source: Federal Student Aid · Reviewed October 29, 2026. Information does not update automatically. Provider requirements and terms control.